I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.

#homeloan #mortgage #realestate #loan #refinance #homeloans #finance #loanofficer #mortgagebroker #loans #realtor #firsttimehomebuyer #personalloan #home #mortgagelender #investment #mortgages #realestateagent #homebuying #lender #creditrepair #mortgageloan #newhome #mortgagerates #lending #money #businessloan #business #homebuyers #mortgaghomefinance #credit #dreamhome #homeownership #property #creditscore #mortgagetips #mortgageloans #financialfreedom #broker #homebuyer #bank #homeowner #fha #personalloans #va #househunting #house #mortgagelife #fhaloan #preapproval #mortgageloanofficer #reversemortgage #homesweethome #businessloans #valoan #loanagainstproperty #california #homeloanspecialist #lenders #homebuyingtips #DPA #downpaymentassistance #DownPayment #mortgagerates #mortgage #nonqmloans #homeloans #homesforsale #realestate #realtor #MLO #loanofficer #loanservices #FHA #fhaloan #firsttimehomebuyer #fthb #househunting